Facebook Instagram Twitter YouTube LinkedIn

Human Resources - Income Replacement

Disability Insurance

The purpose of Long Term Disability (LTD) Insurance is to provide income replacement benefits
for you and your family in the event you are unable to work due to an accident or sickness. When
employees enroll for coverage in the LTD, they can choose their monthly benefit amount in $100
increments, from $200 to $8,000 (not to exceed 66 2/3% of monthly predisability earnings).
Employees can choose from among six accident/sickness Benefit Waiting Periods: 0/3 days, 14
days, 30 days, 60 days, 90 days, or 180 days and also elect their maximum benefit period. (For
plan features and rates, see Benefit Summary Highlights.