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Teacher Retirement System of Texas
San Antonio ISD is a member of the Teacher Retirement System of Texas (TRS). TRS provides
a pension plan in which employees participate. General information for active members, retired
members and employment after retirement can be found at the Teacher Retirement System of
Texas web site.
For retirement assistance or general information you may call (210) 554-8664 or
Tax Sheltered Annuities 403(b)
San Antonio ISD participates in Tax Sheltered Annuity programs for it's employees. A Tax
Sheltered Annuity (TSA) is a personal retirement plan available only to employees of non-profit
organizations such as school districts. Premiums for these plans are taken out before taxes. By
making contributions to a TSA with "before tax" dollars, employees get the benefit of investing
not only their money but also tax money that otherwise would be sent to the IRS. A list of
approved TSA companies is available on the TCG website.
San Antonio ISD uses a Third Party Administrator to administer the 403b employee contributions.
Their information is as follows:
For annuity assistance or general information you may also contact: Employee Benefits, Risk
Management & Safety (210) 554-8664
Social Security Benefits
San Antonio ISD does participate in Social Security. This is an added benefit to SAISD employees;
when eligible they will collect Social Security benefits and Teacher Retirement benefits. To find out
more about when you qualify for Social Security benefits or for general information click on the
Government Pension Offset is a law that affects spouses and widows or widowers. If you
receive a pension from a federal, state or local government based on work where you did not pay
Social Security taxes, your Social Security spouse's or widow's or widower's benefits may be reduced.
Click on the link below to view more information on the reduction.
Windfall Elimination Provision affects how the amount of your retirement or disability benefit
is calculated if you receive a pension from work where Social Security taxes were not taken out of
your pay. A modified formula is used to calculate your benefit amount, resulting in a lower Social
Security benefit than you otherwise would receive. Click on the link below to the view more
information on how WEP can affect your benefit amount.